Have Good Credit - Latest Comments

Re: good credit, some get sub-prime loans

Payday Loan — Fri, 11 May 2012 07:48:22 -0000

A sub-prime home loan is designed to service those people and families who have credit score issues. The degree of the money score issues and the length of the issues will determine whether or not you are a candidate for a sub-prime loan. There are some people who may not qualify even for this interest rate.

Re: College students in debt

Payday Loan — Fri, 06 Apr 2012 08:30:08 -0000

Generally when you take all of your student education financial loans and you incorporate them into one loan. This allows you because you do not have to try to deal with several expenses at different due times. This gives you one transaction per month with one rate and one due time frame.

Re: Credit spending and auto loans up in April

Kwik cash — Tue, 13 Mar 2012 04:56:25 -0000

Car loans If you are going through a poor credit worthiness or no history of credit worthiness you can have the help to get your mortgage and financial for your car from several online providers. A range of financing programs, starting off from new or used car loans to auto refinancing, and providing benefit behind car mortgage to lease takeover are provided by mainly all organizations.

Re: Part 13 – Scumbag Debt Collectors

Privatdetektiv — Mon, 23 Jan 2012 14:46:15 -0000

A really nice strategy to fight against the debt collector, many people avoids this but you have done it, You are truly a brave person.

Re: Get Your Finances Under Control Before You Repair Your Credit

Credit Doctor Company — Fri, 13 Jan 2012 08:52:20 -0000

paying a bill is essential in making your credit look good.. Good post..

Re: Congress Reduce My Interest Rate

Lehigh Acres Foreclosures — Thu, 08 Dec 2011 12:19:39 -0000

That's good news! I hope the banks would also such thing with our mortgages..

Re: What to Do When You Get a Letter from a Collection Agency

Lehigh Acres Foreclosures — Thu, 08 Dec 2011 11:47:11 -0000

Nice post! Informative and substantial, thanks for posting Christine!

Re: Part 11 – Scumbag Debt Collectors

Lehigh Acres Foreclosures — Thu, 08 Dec 2011 11:05:12 -0000

We shouldn't be rude with the collectors. In fact, we should settle out mortgage payments to enjoy

Re: Scumbag Debt Collectors, Part 5

Lehigh Acres Foreclosures — Thu, 08 Dec 2011 10:57:12 -0000

Nice post! Thanks for sharing..

Re: Foreclosure listings

Lehigh Acres Foreclosures — Thu, 08 Dec 2011 10:39:01 -0000

Nice post, thanks for sharing always!

Re: Free Los Angeles & Orange County Foreclosure Listings

Lehigh Acres Foreclosures — Thu, 24 Nov 2011 17:06:02 -0000

Can I have the sites that offers free trial? and how many houses I can list whenever I have it?

Re: good credit, some get sub-prime loans

Loans — Mon, 07 Nov 2011 08:39:39 -0000

Although a low-interest unsecured personal loan can be difficult to get, there are resources that grant higher-interest loans, both secured and unsecured, regardless of credit history.

Re: Part 13 – Scumbag Debt Collectors

Bad Credit — Mon, 31 Oct 2011 08:54:50 -0000

Those who want the approval of loan they must need to repair their credit score if they have bad credit.

Re: More Evidence that Credit Scores are Meaningless

Kavin Matthews — Thu, 18 Aug 2011 00:24:24 -0000

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Hello,

I
am Kavin Matthews and I am a member of some financial communities. I
just visited your site (havegoodcredit[dot]com). The articles of your site
is really worth reading. The quality of your content is excellent.
After seeing this, I would like to request you something. I love to
write financial articles and I would like to contribute something for
your site if you'll give me the permission. I can give you an
original guest post and I assure you that it will be published only
in your site. If you want, you can suggest me the topic also and I
will write accordingly. Please let me know your thoughts. Waiting for
your positive reply. Reach me at:
kavin[dot]matthews25[at]gmail[dot]com

--Thanks
& Regards,Kavin matthews

Re: DIY Credit Repair Step 1: Get Your Credit Reports

how to fix your credit — Thu, 07 Jul 2011 06:02:29 -0000

Improving your credit score is as easy as writing the letter to direct errors and outdated entries be deleted from your credit report. No, you won't be able to challenge and have timely, accurate bad credit entries deleted from your credit history. These stay, sometimes remaining on your records for as long as 10 years. But many entries, such as 30 day late payments on credit card accounts and negative information in civil matters, must by federal law be removed after 2 years. These key derogatories will be what you will want to find and challenge.

Re: Part 12 – Scumbag Debt Collectors

Cleve Loveland — Mon, 06 Jun 2011 16:58:42 -0000

Stop Scavenger debt collectors: go to: harasstheharrassers.org

Re: Part 12 – Scumbag Debt Collectors

Cleve Loveland — Mon, 06 Jun 2011 16:57:10 -0000

HOW IS IT LEGAL FOR CREDIT CARD COMPANIES AND OTHER LENDERS TO PROVIDE PERSONAL INFORMATION TO SCAVENGER DEBT COLLECTORS? AS I UNDERSTAND IT, THE SCAVENGERS CAN ACCESS YOUR INFORMATION TO BEGIN THE COLLECTION PROCESS FOR JUST PENNIES ON THE DOLLAR. ISN'T THE RISK BUILT IN TO THE HIGH RATES YOU PAY FOR CREDIT CARDS, AND HOW IS IT ETHICAL OR JUSTIFIABLE FOR THE SCAVENGER WHO HAS PAID $00.01 ON THE DOLLAR TO COLLECT THE FULL AMOUNT ISSUED BY THE PRIMARY CREDITOR AND KEEP IT ALL? THE PRIMARY CREDITOR FOR EXAMPLE, LITERALLY SOLD THE WRITTEN OFF DEBT FOR $100.00, THE SCAVENGE COLLECTS $5000.00, PLUS FEES AND INTEREST. THEY CAN TAKE YOU TO COURT, CALL YOUR EMPLOYER, FRIENDS, NEIGHBORS, AND FAMILY MEMBERS TO EMBARRASS YOU. THEY CAN GARNISH YOUR WAGES AND PLACE LIENS ON YOUR PROPERTY. THAT'S IS THE SAME AS IF I FIND YOUR WALLET, PICK IT UP USING 1% OF MY ENERGY TO DO IT, AND CLAIM IT IS MINE BECAUSE I HAVE A 1% INTEREST FOR PICKING IT UP. WHO WRITES AND APPROVES THESE FINANCIAL LAWS? I WANT THEIR NAMES, AND JUST WHO IT IS THEY CLAIM TO REPRESENT!

Re: More Evidence that Credit Scores are Meaningless

Neil Williams — Wed, 25 May 2011 06:52:47 -0000

Hello Admin,

This is Neil Williams. I am a content writer and a full time blogger. I write articles on finance niche. Today, while I was looking for a suitable platform for my article, I came across your wonderful site which is nothing but awesome in terms of content and information provided there. Good work.

I wish to contribute one guest post to your blog. I wonder if you allow me to write one for you. My article will be on a credit topic such as on credit card, credit card consolidation, credit repair, credit score or so. (You too can tell me your choice of topic). Let me assure you that the article will be 100% unique, original and exclusive for your site.

In return, you too can make guest posts in my financial sites/blogs which I own (30 odd). You can also prefer to take backlinks from the same, if you wish.

Summing up, you'll get a fresh content for your site along with a suitable backlink to your site.

Please reach me at my email id at at neil.williams2009 at gmail . com or at neil at debtconsolidationcare . com

I shall look forward to your response shortly. A reply will be highly appreciative.

Regards,

Neil Williams

Re: More Evidence that Credit Scores are Meaningless

Neil Williams — Wed, 25 May 2011 06:52:47 -0000

Hello Admin,

In return, you too can make guest posts in my financial sites/blogs which I own (30 odd). You can also prefer to take backlinks from the same, if you wish.

Summing up, you'll get a fresh content for your site along with a suitable backlink to your site.

Please reach me at my email id at at neil.williams2009 at gmail . com or at neil at debtconsolidationcare . com

I shall look forward to your response shortly. A reply will be highly appreciative.

Regards,

Neil Williams

Re: Part 13 – Scumbag Debt Collectors

Alex777 — Fri, 06 May 2011 00:29:10 -0000

How To Repair Bad Credit
The first step needed to overcome a bad credit is to snatch a copy and take a look into your own credit report because incorrect information on your credit report will only make matters worse if you already have a bad credit rating.
According to the US Public Interest Research Group, one quarter of the credit reports ordered contained errors. You can order a copy of your credit from three credit reporting agencies – Experian, Trans Union and Equifax. You are entitled to one free copy of your credit report per year, and each time you are refused credit, employment or insurance.
If you are sure that there are false Statements on your Report, write a letter to each of the Credit Reporting Agencies. Explain the questionable items in detail, and provide proof to back up your claims (Paid Receipts for example). Investigation takes 30 days, and decision will be made after that period.
If you are planning to get professional help, be aware of your rights as a consumer outline in the Credit Repair Organizations Act (CROA). According to some of the provisions provided by this Act, the credit repair company cannot make false claims about their services, or charge you until they have completed the promised services, must have a detailed description of the services to be performed, duration, and guarantees if they can offer any.
One important step that can be really helpful in repairing bad credit is to negotiate with your creditors for a repayment plan keeping in mind how much you can afford and intend to pay. It may also be possible to get them to remove the charge off from your report and replace it with “paid as agreed” by offering to pay a certain amount per month. Many creditors agree to remove the negative from credits report in return for payment because they are sure that the will get their money back this way. You can also try to get them to drop the interest too in exchange for a lump sum as first payment.
Another action that can be taken in order to deal with bad credit is to get help through a credit counseling company. Many universities, military bases, credit unions, housing authorities, and branches of the U.S. Cooperative Extension Service operate nonprofit credit counseling programs. These agencies can advise you on managing your money and debts, help you develop a budget, and offer free educational materials and workshops, information and referrals. Certified and trained counselors will discuss your entire financial situation with you, advice and help you to develop a personalized plan to overcome your financial problems.
Here are some other important steps that can be taken to improve bad credit:
credit issues,credit repair,credit problems

Re: Ask a Credit Counseling Service about Debt Relief

arvinlexor — Sat, 19 Mar 2011 03:50:55 -0000

debt relief services is a good service, the staff was very helpful all the time. Now I can open my mails and answer my phone without any worry.

Re: Part 10 – Scumbag Debt Collectors

Xcfh16 — Thu, 20 Jan 2011 22:51:31 -0000

you have requested that they verify the debt and provide supporting documentation, and ask them to stop calling them until they do.

Re: Free Credit Reports

Serge S77 — Thu, 20 Jan 2011 14:52:30 -0000

Great advice on how to get free credit report!

Re: Part 7 – Scumbag Debt Collectors

FDCPA — Tue, 14 Dec 2010 07:33:28 -0000

Nice Info...

Re: Part 7 – Scumbag Debt Collectors

Debt Collection Laws — Tue, 14 Dec 2010 05:43:58 -0000

Good Info...